Luxury Vintage Designer Accessories: A New Kind of Collateral

Using luxury accessories and handbags as collateral for a loan.
With a global premium accessory market valued at $48 billion, luxury vintage accessories are among the fastest growing asset classes.

Savvy investors know it takes money to make money. As investments, premium luxury accessories like designer handbags and fine watches hold their value and offer the greatest return. With a global premium accessory market valued at $48 billion, luxury vintage accessories are among the fastest growing asset classes. A luxury vintage piece is a highly valued resource, and used as collateral can play an influential role in enriching an investment portfolio. Here’s how:

A sharp, successful businesswoman living in Beverly Hills has an opportunity to invest in a win-win startup company, and needs quick capital to become one of a few founding investors. As a means to raise cash, she takes her authentic, vintage, gold Hermès Birkin bag with palladium hardware—a pre-loved, prized jewel in her collection—to a well-known broker in her area. The broker grants her a short-term cash advance against her vintage collectable piece, and she is able to cash in on her opportunity without delay. She is, in effect, creating wealth by using her own stylish resources.

Long-established, trusted brokers that can quickly identify a luxury vintage piece as genuine can offer more cash up front than other lenders. Loans average $5000, and can climb upwards to $60,000 for rarities in pristine condition, that include original packaging, dust bags, receipts and documents of authentication. Iconic, classic and timeless styles retain the greatest investment value. Luxury vintage designer handbags and collectible watches are popular, with some dealers also handling estate jewelry, fine art, rare stamps and books. The average duration of a short-term loan is 4-6 months, with the option to pay interest and rewrite the loan after the initial term. The biggest risk of this type of venture is default. If the client does not choose to extend the loan, the broker then becomes the new owner of the piece and is free to sell it at full market value.

Making your fashion investments work for you can be the difference between having, and having more. Trust Braswell and Son to secure the highest possible cash advance value for your luxury vintage pieces.